Privacy Policy

INTRODUCTION

Worldwide Investments, LLC (“Worldwide Investments”, “we” or “us”) is a leader in providing services

and technology for the mortgage and real estate industries. As part of our operations and in the

provision of our products and services and information about those products or services, we use, control

and operate, directly or indirectly, several websites and applications (collectively, the “Sites”).

Your privacy is important to us. This Privacy Statement describes how Worldwide Investments, and its

affiliates collect, use and disclose the personal data we receive or that you provide or make available to

us in connection with the Sites that link to this Privacy Statement. This Privacy Statement also sets forth

the steps users or visitors of the Sites (“you”) can take to access this information and to request its

correction or deletion to the extent required by applicable law. Additionally, this Privacy Statement

contains an explanation of the information we collect from or about you in the context of your

application for employment or engagement with us as an independent contractor, some of which

information may be submitted by you to us without use of the Sites.

This Privacy Statement is intended to be comprehensive but may not be the exclusive statement of our

privacy principles across all our portfolio of online products and services or your rights with respect to

certain personal data. Other privacy principles or policies may apply depending on the products or

services you obtain from us. Those privacy principles or policies, if any, will be set forth on the relevant

Site, typically in the online terms and conditions. Please carefully review all the notices and terms

included on each Site you access.

“Personal data” as used in this Privacy Statement means information that can be associated with a

specific person and could be used to identify a specific person. Examples of personal data include your

name, contact details, credit card information, job applications, information you provide when you

create an account or a personal profile on one of our Sites and, in some cases, information about the

pages you have viewed and the path you have taken through our Sites to the extent such information

can be associated with you.

If you are a California resident, please see the additional information below regarding rights you may

have under California law.

COLLECTION AND USE OF YOUR PERSONAL DATA

Personal data you provide to us

We may collect personal data from you when you seek services or products from us. Such collection

often occurs through your use of, or interaction with, one or more of the Sites. When you express

interest in, or purchase, license or use our products or services, for example by completing an online

user registration form on a Site or calling one of our customer care centers, we may collect your name,

email address, phone number, company information and other information we may deem necessary to

provide the services and products. Some of our lines of business, including our mobile applications, may

collect additional categories of information from you depending on the product or service you purchase,

license or use, including your social security number, your driver’s license number, your passport

number, information on users' installed applications or other similar identifiers. We may use this

information: (i) to provide services and products, (ii) to facilitate any transaction contemplated by the

services or products you purchase, license or use, (iii) to provide you with access to the service or

product, (iv) to provide customer support, (v) to provide you with a personalized experience when you

use our Sites, (vi) to contact you or your designated contacts about the services or products purchase,

license or use, (vii) to analyze your interaction with our products and services, (viii) to improve our Sites,

products and services, (ix) for security, credit or fraud prevention purposes, (x) to invite you to

participate in surveys and provide feedback to us, (xi) to better understand your needs and interests,

(xii) to display personalized advertising when you visit our Sites or other unrelated websites, (xiii) to

improve our marketing and promotional efforts, (xiv) for any other purpose identified in a Site’s terms

and conditions, or (xv) otherwise as necessary for complying with applicable laws and regulations. We

may also use this information to email you about other Worldwide Investments services and products

that we deem may be of interest to; you may unsubscribe from these communications by clicking on the

unsubscribe link provided in the email.

We also may use the information described above as otherwise described to you at the point of

collection or pursuant to your consent. We may process your personal data with your consent (which

may be collected through our Sites) or, without your consent, where (a) processing is necessary for the

performance of a contract with you or pre-contractual measures at your request; (b) processing is

necessary for compliance with a legal obligation to which Worldwide Investments is subject; (c)

processing is necessary in order to protect your vital interests or those of another natural person; or (d)

processing is necessary for Worldwide Investments’ legitimate interests (such as, managing, improving

or promoting services and products).

If you apply for a job at Worldwide Investments or its affiliates or express interest in joining our vendor

network, in either case whether online through the Sites, through third party websites or offline at

events where Worldwide Investments is present, we may collect your name, email address, phone

number and other personal data. We may use this information to contact you about your request or

application, to verify information you provided in your application, and in the event of employment with

Worldwide Investments, for the administration of benefits and maintaining an emergency contact in our

files. We may also use this information to email you other news and alerts we determine may be of

interest to you. You may unsubscribe from these communications by clicking on the unsubscribe link

provided in the email.

Finally, we also may use the information described above in any other manner as described to you at the

point of collection or pursuant to your consent.

Personal data received from third parties

Worldwide Investments may receive personal data and other information about you from third parties.

This information may be used to support our marketing and sales efforts. We may use this information

to contact you and to determine your, or your company’s, interest in our products and services. You

may unsubscribe from these communications by clicking on the unsubscribe link provided in the email.

We also act as a service provider to other institutions including servicers, banks, loan originators and

government-sponsored entities. In some cases, we may receive personal data and other information

about you in our capacity as a service provider. In addition to the uses of your personal data as

described above, we may use your personal data on an individual or aggregated basis to provide our

products or services to those institutions or to provide such institutions with reporting on our

performance. 

In addition, we also may use the information described above for other legally permissible purposes

related to our business.

Personal data collected via cookies and other technologies

The Sites may include cookies, pixel tags, web beacons, and other technologies. These technologies help

us to provide, improve and protect the Sites, such as by personalizing content, tailoring and measuring

advertising campaigns, and providing a safer experience. We may use these technologies to recognize

you as a visitor, verify your account and determine when you’re logged in, store your preferences and

settings, customize content and advertising, mitigate risks and prevent fraud, measure promotional and

advertising effectiveness, assess and analyze which areas of the Sites you visit and use, and gather

statistics on the number of visitors and their usage patterns. We may also use these technologies to

display Worldwide Investments advertisements when you visit third party websites with which we have

marketing relationships.

Cookies or other technologies may be placed on our Sites by third party service providers who perform

some of these functions for us.

Your web browser may allow you to block certain cookies and technologies, or to indicate when a cookie

is being set by a website. Consult the help or support section of your web browser to learn more about

your options. Please note that if you disable or block cookies or other technologies, our Sites may not

function properly. Some web browsers have a “Do Not Track” feature. This feature lets you inform

websites you visit that you do not want to have your online activity tracked. These features are not yet

uniform across browsers. The Sites are not currently configured to respond to those signals.

We may also automatically gather server log file information, including your Internet Protocol address,

browser type, referring/exit pages and operating system. In addition to the other uses described in this

Privacy Statement, we may use this information to administer the Sites, keep track of online

transactions, understand how our visitors use the Sites, and enhance your experience while using the

Sites.

Combination

We may combine the foregoing information, and we may also combine any of the foregoing information

with other information we obtain or collect about you and with any information or inferences about

your interaction with the Services, ads, content, webpages or applications.

DISCLOSURES AND TRANSFERS

General

We may provide anonymized aggregated statistics about our customers and visitors (including you) to

the public, third parties or customers.

Disclosure to affiliates

We may share any of the information described in this Privacy Statement (including the personal data

you submit, the data collected by us when you purchase our services, the information we receive from

third parties, and the information gathered through cookies or other technologies), with our affiliates to

provide our services and products and to help us to communicate with you.

Disclosure to our institutional customers and service providers

We may share any of the information described in this Privacy Statement (including the personal data

you submit, the data collected by us when you purchase our services, the information we receive from

third parties, and the information gathered through cookies or other technologies), with institutional

customers with whom we have a contractual relationship to provide certain products or services.

Additionally, in some cases, we engage third party service providers to help us provide our products or

services to those institutional customers and to other interested parties (including you). In connection

with our engagement of those service providers, we may share your personal data with them so they

can provide services to you, us or our institutional customers. These service providers are authorized to

use your personal data and other information only as necessary to provide these services to us and we

use commercially reasonable efforts to limit disclosure of your personal data to such service providers,

including by aggregating or removing personal identifiers from such personal data where possible.

We may also share any of the information described in this Privacy Statement (including the personal

data you submit, the data collected by us when you purchase our services, the information we receive

from third parties, and the information gathered through cookies or other technologies), with other

service providers who provide services to us or help us with our business activities, such as by providing

website analytics, payment processing, order fulfillment, e-mail distribution, data scrubbing, data

processing, customer service, marketing and other services. These service providers are authorized to

use your personal data and other information only as necessary to provide these services to us and we

use commercially reasonable efforts to limit disclosure of your personal data to such service providers,

aggregating or removing personal identifiers from such personal information where possible.

Disclosure to legal authorities

We may share any of the information described in this Privacy Statement (including the personal data

you submit, the data collected by us when you purchase our services, the information we receive from

third parties, and the information gathered through cookies or other technologies), in connection with

any lawsuit or proceeding, or in response to legally valid requests or demands from courts, law

enforcement, regulators and other government agencies. Furthermore, we may disclose any of the

aforementioned information, if we believe in good faith that disclosure is necessary to protect our

rights, protect your safety or the safety of others, or investigate fraudulent activities.

Disclosures due to merger, acquisition, or other transactions

We may share any of the information described in this Privacy Statement (including the personal data

you submit, the data collected by us when you purchase our services, the information we receive from

third parties, and the information gathered through cookies or other technologies), with third parties

(such as buyers, assignees or other successors) in relation with a planned or actual merger, acquisition,

or any form of sale of some or all of Worldwide Investments’ assets.

Transfers

We may store and process your personal data and other information in data centers around the world,

wherever Worldwide Investments’ facilities or service providers are located, including in the United

States and other countries that may not provide the same level of protection as those where you first

provided the information. Such transfers will be secured in compliance with applicable legal

requirements.

OTHER INFORMATION

Links and social media

The Sites may contain links to other websites. If you submit personal data or other information to any of

those websites, your information is subject to their privacy notices. We encourage you to review the

policies, rules, terms, and regulations of each website that you visit. Worldwide Investments may

provide experiences on social media platforms that enable sharing and collaboration among users. Your

use of such platforms and the content you post on Worldwide Investments’ managed social media pages

is subject to the policies, rules, terms, and regulations of such platforms.

Retention and Security

Worldwide Investments may retain personal data and other information as long as it is needed to

provide products and services that you or your organization have purchased, to communicate with you

about requests you have made, to manage your choices and rights you have exercised pursuant to this

Privacy Statement, to comply with our legal and regulatory obligations, to demonstrate compliance, and

to enforce Worldwide Investments’ rights and agreements.

We endeavor to take appropriate security measures to protect personal data against loss, misuse and

unauthorized access, alteration, disclosure, or destruction. Although we take commercially reasonable

measures to protect the confidentiality, integrity, and security of your personal information, we cannot

guarantee the security of your personal information. For this reason, we urge users to take every

precaution to protect their personal information. In addition, we train our employees about the

importance of information privacy and security.

Information about Children

Worldwide Investments does not knowingly collect information from children. We do not offer services

to children, and we ask that minors do not submit any personal data to us or use the services offered

through our Sites.

Information for California Residents

This Privacy Statement contains a list of the categories of personal data we collect and have collected

about consumers in the preceding twelve months. Please take note that we do not sell the personal data

we collect. 

If you are a natural person who is a resident of California, then under California law, you or your

authorized agent have the right to ask us to disclose the personal data we collect, use, and disclose

about you.  You also have the right to ask us to delete certain personal data collected or maintained by

us about you. Please note that there may be certain reasons under California law why we may not be

able or required to honor your request (e.g., we are legally required to retain your personal data and

therefore cannot delete it), but we will inform you of any such reasons in response to your request. 

To submit a request to access or delete your data, please [click here]. If you are an agent submitting a

request on behalf of a California resident, please be sure you can provide us with evidence of your

authority to make such a request within ten (10) days of making such request. Acceptable evidence of

authority includes provision of either a duly authorized power of attorney or a written statement of

authorization from the consumer. If you submit the latter to us as evidence, please be aware that the

consumer will be required to verify their own identity directly with us. If you are a consumer making a

request, please be aware that in order to protect from the inadvertent disclosure of your personal data

to an unauthorized party, you will be required to verify your identity with us following submission of

your request. If you have a password–protected account with us through one of our Sites, we will notify

you of steps you will need to take to verify your identity through that account. If you do not have a

password-protected account with us through one of our Sites, we will ask you to verify your identity by

providing two to three data points which we will match against our records.   

When you make a request, whether through the online web form available at the link above, please

have the following information ready:

 Whether you are a consumer or an agent submitting a request on behalf of a consumer

 Consumer’s first and last name

 Your email

 Your phone number (optional)

 Whether you are submitting a request about a household rather than an individual

 If you are submitting a household request, you will be required to provide an identifier for the

household (e.g., physical address, IP address or landline phone number)

 Type of request you would like to submit:

 I would like to learn what personal data the business has collected about me

 I would like to ask the business to delete my personal data to the extent permitted by

law

You have the right under California law not to receive discriminatory treatment from us for the exercise

of the privacy rights conferred by California law. Please be aware, however, that if we honor your

request for deletion and we no longer possess your personal information, we may be limited in the

scope of services or products that we can provide to you.

Modifications to this Privacy Statement

This Privacy Statement may be revised, modified, updated and/or supplemented at any time. Each time

we amend the Privacy Statement, we will make it available on the Sites. Please review the Sites

periodically.

General

Where applicable, you may exercise certain rights of access, rectification, erasure, and portability of

personal data, as well as restriction of, or objection to, the processing of your personal data in the

conditions determined by applicable law.  Contact us to exercise your rights or ask for additional

information.

U.S. Consumer Privacy Notice

Last Updated July 2023